Running your business is a complex and time consuming process, with the juggling of working capital and cashflow, critical to managing a successful enterprise.
That’s why AWB Harvest Finance offers you a comprehensive range of effective harvest finance tools and flexible payment and loan products.
You can nominate all AWB Harvest Finance Options on a load by load basis and for the ultimate in flexibility, you can select a combination for different loads. For example you may choose Advanced Payment for one load and Harvest Loan for the next, it is that simple and it’s your choice. Nobody else does that. No-one else offers that level of flexibility.
In our years of offering Harvest Finance, we think we have learnt even more about the financial needs of growers than anyone else.
We understand that no two growers’ needs will be the same, so we continually fine-tune our products and services. Harvest after harvest. Year after year.
But one thing won’t change – our commitment and presence in rural Australia, alongside the growers we serve.
That’s why 8 out of 10 grain growers choose AWB.
The AWB Harvest Finance range of payment and loan options includes:
Harvest Loan
Advanced Payment
Flexible Drawdown Loan
Deferred Payment
AWB National Pool Distributions
Download 2007 AWB Harvest Finance & National Pool Terms and Conditions (PDF 255 Kb)
The key features of each payment and loan option are:
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Harvest Loan
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Advanced Payment
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Deferred Payment
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Flexible Drawdown Loan
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Distribution
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National No. 1 Pool
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National No. 2 Pool
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Majority of Cash at Harvest
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Flexible
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Majority of Cash after July 1
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Flexible
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Non-recourse, in effect providing a guaranteed minimum amount
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Underwriting
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Minimal Paperwork
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Cost Transparency
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Select at Silo – for AWB delivery
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N
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A
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D
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N
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E
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Select at Silo – for Ausbulk and ABA delivery
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HL
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AP
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DP
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HL
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DI
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Select at Silo – for CBH delivery
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AWB International Harvest Loan
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AWB International
Advanced Payment
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AWB International
Deferred Payment
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AWB International Harvest Loan
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AWB International Distribution
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Pre-Select Available
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Business Management
Underwriting
Grain Marketing Support
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